Late Charge | 0.00% | 5.00% | May be based on principal, interest, and escrow FHA/VA (max 4.00%) |
NFS or Returned Check Fee | $0.00 | $30.00 |
|
Convenience Payment Fee | $0.00 | $0.00 | |
Inspection Fee | $0.00 | $50.00 | ($35 FHA) |
BPO or Broker Price Opinion | $0.00 | $300.00 | Dependent on rural broker availability |
Appraisal Fee | $0.00 | $1,000.00 | Dependent on size of house and location |
Title Search Fee | $0.00 | $550.00 |
|
Foreclosure Fees and Costs | $0.00 | $300.00 | Hourly |
Foreclosure Attorney Fees | $0.00 | $10,400.00 | ($9350 Honolulu County) ($5,850 FHLMC) |
Local Modification Fees | $0.00 | $0.00 |
|
Loss Mitigation Processing Fee | $0.00 | $0.00 |
|
Bankruptcy Fees and Costs | $0.00 | $300.00 | Attorney Hourly Rate Varies |
Breach Letter Fee | $0.00 | $0.00 |
|
Litigation Fees and Costs | $0.00 | $375.00 | Actual Court Costs and Filing Fees |
Property Preservation Fees and Costs | $0.00 | $1000.00 | From Boarding to Emergency Funds |
First 5 payoff requests in a calendar year– no charge | $0.00 | $25.00 | FHA |
Additional Unit, any type of winterization | $0.00 | $50.00 | Each. Conventional |
Address Posting | $0.00 | $50.00 | Conventional |
Amount per cubic yard of trash | $0.00 | $50.00 | FHA Only |
Assumption Fee | $0.00 | $900.00 | $900 relates to FHA only |
Boarding | $0.00 | $0.90 | Per inch. Conventional |
Capped Gas/Water/Sewer Lines | $0.00 | $25.00 | Each. Conventional |
Capping Wires | $0.00 | $1.00 | Each. Conventional |
Chimney Cap | $0.00 | $250.00 | Conventional |
Clean Gutters | $0.00 | $100.00 | $1 per linear foot. Conventional |
Cleaning Refrigerator or Stand-Alone Freezer | $0.00 | $100.00 | Each. Conventional |
Cleaning Toilet | $0.00 | $75.00 | Conventional |
Copies of Duplicate Loan Docs | $0.00 | $10.00 | FHA Only |
Cover Exterior Dryer Vent | $0.00 | $25.00 | Conventional |
Dead Vermin/Dead Animal Removal | $0.00 | $75.00 | Conventional |
Demolition (excluded from max allowable per property) | $0.00 | $12,000.00 | $10,000 for one story/$12,000 multiple stories. (FHA Only) |
Doors with 5/8” plywood or equivalent | $0.00 | $300.00 | $150 per opening (FHA Only) |
Dry Heat – 1 Unit | $0.00 | $100.00 | FHA Only |
Dry Heat additional Unit | $0.00 | $50.00 | FHA Only |
Dry Winterization | $0.00 | $100.00 | Conventional |
Duplicate Amortization Schedule | $0.00 | $15.00 | FHA Only |
Duplicate Year End Statement | $0.00 | $5.00 | FHA Only |
Electricity/Gas/Oil/Propane/Water and Sewer | $0.00 | Actual costs | FHA Only – Actual cost – one time shut off/transfer fee as assessed by local utility entities |
Emergency Funds | $0.00 | $1000.00 | Conventional |
Extermination | $0.00 | $100.00 | Conventional |
Fax | $0.00 | $5.00 |
|
Grass Re-cut and Desert Landscaping | $0.00 | $175.00 | Conventional |
Initial Cut, 10,001 – 20,000 sq. ft. | $0.00 | $130.00 | FHA Only |
Initial Cut, up to 10,000 sq. ft. | $0.00 | $110.00 | FHA Only |
Initial Grass Cut and Desert Landscaping (Less than 12” height) | $0.00 | $225.00 | Conventional |
Initial Security of Property | $0.00 | $60.00 | $40 per pad lock; $60 per lock set. |
Install/Repair/Replace Exterior Handrails | $0.00 | $200.00 | $10/ linear foot. Conventional |
Knob Lock With/Without Deadbolt | $0.00 | $60.00 | Conventional |
Maintenance of Pools, Spas, Hot Tubs | $0.00 | $100.00 | Monthly. FHA Only |
Move Personal Property Interior/Exterior | $0.00 | $20.00 | Per cubic yard. Conventional |
Other openings with ¾” plywood or equivalent | $0.00 | $125.00 | Per opening. FHA Only |
Padlock or Hasp and Padlock | $0.00 | $40.00 | Conventional |
Patch/Repair Roof | $0.00 | $800.00 | Conventional |
Pay History | $0.00 | $50.00 | $5 related to FHA loans. No charge for any requests in any 6-month period; additional requests each. |
Permit and Vacant Property Registration | $0.00 | $250.00 | FHA Only |
Processing Partial Release | $0.00 | $400.00 | Actual cost incurred |
Police/Fire Report | $0.00 | $50.00 | Conventional |
Pool, Hot Tub/Spa Securing/Fence/Gate/Lanai | $0.00 | $400.00 | Conventional |
Property Inspection | $0.00 | $30.00 | Per unit: $15 additional unit. FHA Only |
Pumping water from Basement | $0.00 | $500.00 | FHA Only |
Radiant Winterization | $0.00 | $250.00 | Conventional |
Raw Garbage and Perishable Debris | $0.00 | $40.00 | Per cubic yard. Conventional |
Recut 10,000-15,000 sq. ft. | $0.00 | $85.00 | FHA Only |
Recut 10,001-20,000 sq. ft. | $0.00 | $125.00 | FHA Only |
Recut up to 10,000 sq. ft. | $0.00 | $105.00 | FHA Only |
Re-glazing window (replacing a windowpane) | $0.00 | $30.00 | FHA Only |
Re-winterization | $0.00 | $50.00 | Conventional |
Recording Fees | $0.00 | $50.00 | Actual fees as charged by county clerk |
Repair Garage Door | $0.00 | $100.00 | Conventional |
Repair/Reattach Gutters | $0.00 | $150.00 | $2/ linear foot. Conventional |
Repair/Replace Sump Pump | $0.00 | $300.00 | Conventional |
Roof Repair | $0.00 | $1000.00 | FHA Only |
Securing above-ground swimming pool | $0.00 | $500.00 | FHA Only |
Securing Hot Tub/Spa | $0.00 | $50.00 | FHA Only |
Securing In-ground Pool | $0.00 | $1,250.00 | FHA Only |
Security Door | $0.00 | $250.00 | Conventional |
Shrub Trimming | $0.00 | $30.00 | FHA Only |
Slider Lock/Window Lock | $0.00 | $25.00 | Conventional |
Snow Removal | $0.00 | $375.00 | $75 Each clearing. Conventional |
Snow/Ice Removal | $0.00 | $75.00 | FHA Only |
Subordination Fee | $0.00 | $175.00 |
|
Subsequent Inspections As Required | $0.00 | $20.00 | Per unit; $15 additional unit. FHA Only |
Sump Pump Installation | $0.00 | $300.00 | FHA Only |
Sump Pump Repair | $0.00 | $50.00 | FHA Only |
Trim Trees/Shrubs/Vines | $0.00 | $500.00 | Per calendar year. Conventional |
Utility Transfer and Shutoff | $0.00 | $75.00 | For one time shutoff/transfer fee. Conventional |
Vacant Property Registration | $0.00 | $300.00 | Actual Cost to Register per Local Requirement. Conv. |
Water heater/Well/Septic/HVAC repair | $0.00 | $300.00 | FHA Only |
Selene office locations: Dallas, Jacksonville, and Salt Lake City
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Some products may not be available in all states. This is not a commitment to lend.
Restrictions apply.
Equal Housing Lender. Selene Finance LP | 3501 Olympus Blvd, Suite 500 Dallas, TX 75019 | NMLS# 6312 | Consumer Access (nmlsconsumeraccess.org)
